Ex-Tesla Insurance Europe | Ex-Zego | FCII | FCA • GFSC • MFSA Approved
Shaping
We help you design the foundations of your insurance venture, from technical product architecture to long-term regulatory strategy.
Why this matters
Most insurance ventures don’t fail because of strategy — they fail in execution.
Capacity partners walk away when structures don’t align with their risk appetite
Regulatory approvals get delayed by months due to avoidable missteps
Product design looks good on paper but fails commercially once launched
Market entry assumptions break when local realities and distribution dynamics hit
Early underwriting decisions lock in poor unit economics that are hard to unwind
By the time these issues surface, they’re expensive to fix — or too late to fix at all.
Our Approach
We've operated inside FCA, GFSC and MFSA regulated businesses. We know what regulators actually want — and how to get you there faster.
We design UBI and telematics products that work in the real world — priced to sell, built to last, and ready for regulatory scrutiny
We've launched insurance products across multiple markets. We know where the bodies are buried — distribution traps, regulatory roadblocks, local nuances that sink launches.".
Building the target operating model (TOM) from day one, ensuring your people, processes, and technology are aligned for long-term growth.
Who this is for
Insurtech founders launching new ventures You’re building a new insurance product or platform and need to get the fundamentals right — from regulatory strategy to product design and capacity.
MGAs seeking capacity and structure You need aligned capacity, a credible programme structure, and underwriting foundations that stand up to partner and regulatory scrutiny.
Carriers entering new markets You’re expanding into new jurisdictions and need to navigate regulatory requirements, distribution realities, and local market dynamics.
Investors backing insurance platforms You want confidence that the venture is structured correctly from day one — with no hidden risks that could derail growth later.
Related Guides & Resources
Practical insights for insurance operators and founders.
Telematics
We've telematics programmes from scratch. Here's what the data actually shows, and why most programmes get it wrong.
Ready to talk?
Whether you're building, scaling, or fixing an insurance operation, we've been there. Book a free 15-minute conversation.