Ex-Tesla Insurance Europe | Ex-Zego | FCII | FCA • GFSC • MFSA Approved

Risk & Programme

We help MGAs and insurers get the right risk transfer structures in place, capacity, reinsurance, and underwriting governance built around your business model, not a generic template.

The Problem

Insurance buyers frequently waste millions on sophisticated-looking programmes that fail to deliver in practice. Without proper governance and operational implementation, high-level strategies often lead to:

Ineffective Structures: Captives that shouldn't exist or large deductibles without the necessary oversight to manage them.

Deteriorating Fleet Portfolios: Motor fleets that lose value due to unaddressed root causes and "paper-only" risk management policies.

Dishonest Economics: Feasibility studies that act more like sales pitches than objective financial assessments.

Implementation Gaps: Solid risk strategies that fall apart during rollout because they lack clear operational frameworks or stakeholder alignment.

Our Approach

Connecting MGAs and insurtechs with the right paper providers, fronting partners, and reinsurers to support growth.

Structuring quota share, excess of loss (XoL), and other reinsurance programmes to optimise capital efficiency and risk transfer.

Establishing technical controls, authorities, and monitoring frameworks for MGAs and regulated insurance entities.

Who It Is For

Corporate Fleet Operators

Businesses struggling with rising claims frequency who need data-driven diagnostics and practical, implementable risk frameworks.

Large Commercial Policyholders

Organisations requiring sophisticated programme design, such as captives or alternative risk transfer, that balances risk retention with total cost.

Entities Considering Captives

Leadership teams looking for an honest, domicile-neutral evaluation of whether a captive actually makes economic sense for their risk profile.

Risk Managers & CFOs

Decision-makers who need to optimise balance sheet capacity and design retention strategies that align with their actual risk appetite.

Underwriting & Claims Teams

Professional teams that require structured governance, incident investigation templates, and onboarding checklists to ensure day-to-day operational success.